T I P: If you intend to go to German, it is advisable to take out a legal protection insurance (e.g. study admission, recognition of certificates) Here an offer for the time with residence in Germany.
Insurance for personal effects and personal liability insurance
With the insurance for personal effects (Hausratversicherung), you are insured for theft, fire or water damage which may occur in your apartment. Landlords who may be sub-letting a room or apartment to you require that you take out insurance to cover your personal effects.
The liability insurance (Haftpflichtversicherung), covers you if for example you cause an accident when you are on foot or riding a bicycle, or if you accidentally damage someone else's property or belongings.